Live Banks
UAE banks live on Spare today for payments and account information, split by retail and SME or corporate.
Banks live on Spare in the UAE today, by segment and service family. Payments is payment initiation. Account Information is consent-gated read access to account data.
Call GET /providers for the machine-readable list, and pass a returned id as providerId when you pre-select the bank.
Retail
| Bank | Payments | Account Information | Payment limit |
|---|---|---|---|
ADIBAbu Dhabi Islamic Bank | Live | Live | AED 35,000me-to-meAED 20,000third party |
CBDCommercial Bank of Dubai | Live | Live | AED 15,000 |
| Live | Live | AED 10,000 | |
MashreqMashreq Bank | Live | Live | AED 50,000 |
WIOWio Bank | Live | Live | AED 50,000 |
Limits are per payment. Spare follows CBUAE guidelines and allows a maximum of AED 50,000. The bank makes the final rejection.
SME and Corporate
No SME or corporate bank is live yet, and the pipeline is moving. Spare is already testing with several UAE banks and working alongside them to bring corporate accounts live sooner.
Be first in line
Building for SME or corporate payers? Tell your Spare account team now. Early integrators get sandbox access as each bank certifies, so your flow is ready on day one.



